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Wrestling Season Has Begun – How to Avoid Injuries

Sports Medicine Specialist Dr. Victor Khabie Emphasizes Prevention for Young Athletes

(HealthNewsDigest.com) – Carmel, NY, – Wrestling as a sport can be traced back to the ancient Olympics and has been practiced throughout the world in many forms and styles ever since. Today, wrestling is offered at various levels, from youth wrestling in middle school through high school, college and the Olympics. It’s a sport for people of all sizes, both male and female, and competition rules that pair athletes against each other according to their weight class reduce the risk of injury.

Nevertheless, injuries do occur. According to sports medicine specialist Dr. Victor Khabie of Somers Orthopaedic Surgery and Sports Medicine Group, “Wrestling is an intense and demanding sport, requiring a great deal of muscular endurance and strength. And it is a contact sport in which the body is contorted into many different positions, putting the muscles and joints under great stress. Overall conditioning, proper technique and the right equipment are essential to prevent injuries.”
According to Dr. Khabie, who serves as team physician for several schools, “As with all sports, injury prevention must be a primary goal of all participants, coaches, and trainers. The wrestler should be coached and supervised at all times, stressing proper technique, proper equipment and discipline to avoid injury. Coaches and referees need to strictly enforce rules to encourage safe wrestling technique and the use of proper safety gear and equipment.

At both the high school and collegiate levels, wrestling ranks second only to football in injury rate. Most injuries are not serious and are similar to those seen in other sports: bruises, scrapes, strains and sprains. The most serious wrestling injuries affect the shoulder, knee and neck and are most commonly caused by forcing a joint beyond its acceptable range of motion.

The majority of upper body and shoulder injuries in wrestlers are caused by the combination of leverage and twisting during competition. Rotator cuff pain is common in young athletes, usually caused by muscle strains and tears that arise from overuse. An acute tear is more serious and might result in wrestling from falling on an outstretched arm. The most common traumatic shoulder injury in wresting in young people is dislocation, in which the head of the upper arm bone comes out of the socket, either partially or completely. Shoulder strengthening exercises, braces and, in some cases, surgery may be recommended to prevent recurrence.

Dr, Khabie adds that shoulder flexibility should be an essential goal of a conditioning program. “Wrestling-specific workouts for the shoulder should include both weight-bearing and non-weight-bearing exercises. Weight-bearing exercises such as push-up variations improve the stability of the joint. Also, rotator cuff strength, endurance and proper muscle balance should be addressed.”
Knee injuries constitute a significant number of all wrestling injuries. During a match, the knee may be twisted and turned in many different directions.

The ligaments supporting the knee are under a great deal of stress trying to hold the knee together and may be stretched or torn. The anterior cruciate ligament (ACL), the posterior cruciate ligament, and both the lateral and medial collateral ligaments are subjected to external forces that could cause tearing. The ACL is the most commonly sprained in wrestling. A partial tear will require immobilization, ice, and rest to help with recovery. A complete rupture may require surgery and many weeks of recovery.

Prepatella bursitis, the inflammation of the sac (bursa) located in front of the kneecap (patella), is caused by the front of the knee constantly hitting the mat. It is treated by anti-inflammatory medication, ice, and rest.

The meniscus is a “C”-shaped disc made of tough cartilage and is very important for absorbing shock between the femur (thigh bone) and the tibia (shin bone). Most injuries to the meniscus occur from a hit or other direct trauma to the knee. Sudden turning or twisting motions of the knee may also cause a tear. Serious meniscal tears typically require surgery that either repair the tear or completely remove the torn portion of the ligament. It may take 6-8 months to fully recover after surgery.

Maintaining strength of the quadriceps and hamstrings, as well as flexibility through the lower extremities, can help prevent injury to knee ligaments. The best way to prevent bursitis is to wear knee pads during practices and competitions. Knee pads help to limit the stress on the knee and reduce the force of any direct impact to the front of the knee.

Neck injuries can be caused by throws, especially those done incorrectly, and holds where the wrestler’s head is caught at an awkward angle. The cervical vertebrae are often forced into vulnerable positions, which can result in several types of neck injuries. Most are strains, sprains and whiplash (hyperextension) injuries. However, every neck injury should be treated as a spinal cord injury until ruled out by a medical professional. Spinal immobilization is the most important step in treatment. This will help prevent future damage to the spinal cord if it is involved. Dangerous holds and “slamming” moves should be avoided to prevent neck injuries. Some coaches teach wrestlers to keep their heads up when performing take-downs, to avoid compression or flexion of the spine, which can lead to serious injury.

Workers Compensation – The Basics

If you have employees, then you have Workers Compensation[i] (work comp). It is one of the most basic forms of insurance a company has yet often comes with the most questions from my clients. There are a lot of misconceptions with Work Comp that lead to a lot of poorly managed programs. Over the next few weeks we’ll try to will focus on a series of work comp topics.

Addressing:

  • The basics / History (today),
  • Loss prevention,
  • How to report and manage a claim,
  • Importance of a return to work policy,
  • How you can dispute a claim
  • Understanding what is an Experience Modification factor and how it affects your premium.

There are varying reports but some point to the first history of Work Comp in the states as being adopted in Wisconsin back in 1911. Prior to Work Comp the only source of compensation for an injured worker was through the courts. As an injured worker, it put you in a compromising position taking your employer to court  in an attempt  to prove their negligence. Today’s Work Comp laws are “no-fault”. Simply meaning employers give up the right to defend and sets up exclusive remedy for employee. They no longer have to prove negligence but they can also no longer come back and sue employer.

That’s the history here are the basics. Work Comp base premiums are compiled through an equation derived from the amount of payroll per job function within your business.  Each job function is assigned a class code rate per $100 of payroll.  These rates are set by the state using a three year average loss ratio factor for each class code.  

Example:

A small sales organization will have a sales force and clerical office back-up. Their rate might look something like this:

  • Outside Sales : Class Code 8742, Rate $.77, Payroll $350,000 = $2,695 in premium
  • Clerical support: Class Code 8810, Rate $.30, Payroll $75,000 = $225[ii] in premium

This is the base premium. Then your personal rating history is factored into the equation with your Experience Modification factor (a future topic). This is how you compare to your competitors in your specific industry. Once this is totaled you add in a small Terrorism Charge and Catastrophe Provision Charge (since 9/11 this is mandatory on all Work Comp policies to help fund future incidences and not crippling the insurance industry). Last you have your paper filing charge from the state the expense constant. This is a flat $220 regardless of if you pay $200,000 in premium or $2,000.

So if your premium’s are determined by rates set by the state and your loss history how do companies compete for your business? This is the question you need to be asking your agent.

The answer is in the form of dividends paid out post audit and more impotently services provided. What types of loss prevention, risk management strategies can they help implement that will directly affect cutting your bottom line (also a topic for a future article).

I’m looking forward to contributing to this series on Workers Compensation over the next month. The goal is to shed some light on a serious topic, help give insight to long term cost savings solutions, create a safe working environment for your employees and as always help you understand what your paying your insurance company for.

For more information on workers compensation in the state of Wisconsin checkout www.wcrb.org

Good luck and stay safe.

[i] All employees working for an employer (other than farmers) with three or more workers are protected immediately by the Worker’s Compensation Act. Employers with fewer than three workers come under the law if they pay wages of $500 or more in any quarter of a calendar year. Their workers are covered 10 days after the end of that quarter. Farm workers are covered if the farm employer has six or more employees on 20 or more days in a calendar year.

[ii] Minimum premium would apply to a work comp policy $900 at inception, if it audits out less the least amount of   exposure would be $220. 

New Workers’ Comp Guidelines Could Impact Injured Workers in New York

Explore the nuances of the new workers’ compensation guidelines that go into effect in 2012.

January 21, 2012 /24-7PressRelease/ — Workers’ compensation laws benefit both employers and employees. Not only does workers’ comp help ensure that individuals who are injured on the job receive the compensation they deserve, it also establishes predictable liability limits for employers. Workers’ compensation benefits may help workers through a temporary time of need when they suffer from a condition that will eventually heal. However, workers’ comp also provides special monetary benefits to those employees who are permanently impaired by workplace injuries. These awards are given not for the actual injury sustained, but rather for residual permanent physical and functional impairments. Guidelines for determining permanent impairment level are an essential ingredient in the workers’ comp framework. In any given case, an injured worker’s New York workers’ compensation attorney, medical professionals, and the state Workers’ Compensation Board may all look to the guidelines to set expectations as to amount of compensation. Now, after a decade and a half under the former Medical Impairment Guidelines, New York is moving to a new set of workers’ comp impairment rules in 2012. Schedule Awards for Impairments Unchanged, but Significant Updates in Evaluating Non-schedule Conditions There are two types of awards under the New York Impairment Guidelines, schedule awards and non-schedule awards. Schedule awards are for permanent impairment of extremities, loss of vision, loss of hearing or facial disfigurement. Written “schedules” in the Impairment Guidelines establish very specific, technical rules for determining loss of use levels. Loss of use is measured as a percentage, and often the specificity contained in the guidelines makes a workers’ comp case involving a schedule injury less contentious as to award amount. Effective January 1, a new set of rules known as the 2012 New York State Guidelines for Determining Permanent Impairment and Loss of Wage Earning Capacity will go into effect. These new guidelines were developed by the New York State Workers’ Compensation Board to replace their aging 1996 counterparts. The section devoted to schedule loss of use awards is unchanged under the new guidelines. However, the non-schedule permanent disability portions of the guidelines have received significant updates based primarily on the recommendations of the Insurance Department’s Workers’ Compensation Reform Task Force and Advisory Committee. Non-schedule awards are for permanent impairments that are not specifically covered by a schedule. Conditions of the lungs, heart, skin, brain and spine are among those that commonly fall in the non-schedule category. Even though there are schedules for impairments of the extremities, some such impairments are not amenable to a schedule award, for instance, progressive and severe painful conditions of major joints; these impairments are also categorized as non-schedule awards. The revamped non-schedule sections of the guidelines establish new standards for medical professionals charged with evaluating impairment and physical function — they clarify the determination of loss of wage earning capacity by adopting a new analysis scheme. Among other improvements, a comprehensive functional assessment component to determine functional ability loss is included, covering dynamic work-related functions (like lifting, carrying and pushing), general tolerances (walking, sitting and standing) and specific tolerances (such as climbing, stooping and kneeling). The Effect of New York’s New Workers’ Comp Rules on Injured Workers Workers’ compensation law can be complicated, especially in cases involving rare or particularly severe medical conditions. It is often difficult to judge just how much compensation an injured worker needs given their physical limitations. Different doctors may have different opinions about levels of impairment, and injured workers who do not strenuously assert their rights to workers’ compensation authorities can end up without the monetary benefits they need. It is the hope that the new 2012 Guidelines will eliminate some of the ambiguity in making impairment and compensation level determinations. By clarifying the process and solidifying rating metrics, they should improve both the speed and consistency of workers’ comp classifications. They are expected to be highly utilized by lawyers, claims professionals and others involved in the workers’ comp process. If you have been injured on the job or are suffering from a work-related illness, you should get in touch with an experienced New York workers’ compensation attorney as soon as possible. Legal representation can mean higher awards and a smoother, easier process for you. In addition, even though the 2012 Guidelines are eventually expected to help streamline the process, it is especially important to seek out qualified legal help in their first months of use as workers’ comp authorities familiarize themselves with the ins and outs of the new standards. Contact a workers’ comp attorney today to help ensure you receive the full amount you deserve for your injury claim.

Be Alert, People: Study Says Wearing Headphones While Walking Is Deadly

From 2004 to 2011, the number of people who have died or were injured while walking and wearing headphones rose from 16 to 47. The Guardian points us to a new U.S. study, published by Injury Prevention journal, which notes that most victims were men under the age of 30 (around 68% in both cases). 89% of the 116 total incidents occurred in urban areas, with 55% being struck by a train. Looks like these numbers are pointing directly at us, NYC!

In the cases, of which 70% were fatal, headphones were always involved, and playing “a direct part in the incident, as the users could not hear warnings that they were in danger,” even in the cases where sirens were used. Researchers say the link between headphone use and pedestrian injury is either distraction or environmental isolation. They added, “The use of headphones with handheld devices may pose a safety risk to pedestrians, especially in environments with moving vehicles. Further research is needed to determine if and how headphone use compromises pedestrian safety.”

Workers’ Comp Guidelines Impacts Injured Workers

Find out in this article how the new workers’ compensation guidelines going into effect in 2012 will impact New York injured workers.
Workers’ compensation laws benefit both employers and employees. Not only does workers’ comp help ensure that individuals who are injured on the job receive the compensation they deserve, it also establishes predictable liability limits for employers.Workers’ compensation benefits may help workers through a temporary time of need when they suffer from a condition that will eventually heal.

However, workers’ comp also provides special monetary benefits to those employees who are permanently impaired by workplace injuries.These awards are given not for the actual injury sustained, but rather for residual permanent physical and functional impairments.

Guidelines for determining permanent impairment level are an essential ingredient in the workers’ comp framework. In any given case, an injured worker’s New York workers’ compensation attorney, medical professionals, and the state Workers’ Compensation Board may all look to the guidelines to set expectations as to amount of compensation.

Now, after a decade and a half under the former Medical Impairment Guidelines, New York is moving to a new set of workers’ comp impairment rules in 2012. Schedule Awards for Impairments Unchanged, but Significant Updates in Evaluating Non-schedule Conditions There are two types of awards under the New York Impairment Guidelines, schedule awards and non-schedule awards.

Schedule awards are for permanent impairment of extremities, loss of vision, loss of hearing or facial disfigurement. Written “schedules” in the Impairment Guidelines establish very specific, technical rules for determining loss of use levels.

Loss of use is measured as a percentage, and often the specificity contained in the guidelines makes a workers’ comp case involving a schedule injury less contentious as to award amount. Effective January 1, a new set of rules known as the 2012 New York State Guidelines for Determining Permanent Impairment and Loss of Wage Earning Capacity will go into effect.

These new guidelines were developed by the New York State Workers’ Compensation Board to replace their aging 1996 counterparts. The section devoted to schedule loss of use awards is unchanged under the new guidelines.

However, the non-schedule permanent disability portions of the guidelines have received significant updates based primarily on the recommendations of the Insurance Department’s Workers’ Compensation Reform Task Force and Advisory Committee. Non-schedule awards are for permanent impairments that are not specifically covered by a schedule.

Conditions of the lungs, heart, skin, brain and spine are among those that commonly fall in the non-schedule category. Even though there are schedules for impairments of the extremities, some such impairments are not amenable to a schedule award, for instance, progressive and severe painful conditions of major joints; these impairments are also categorized as non-schedule awards.

The revamped non-schedule sections of the guidelines establish new standards for medical professionals charged with evaluating impairment and physical function — they clarify the determination of loss of wage earning capacity by adopting a new analysis scheme. Among other improvements, a comprehensive functional assessment component to determine functional ability loss is included, covering dynamic work-related functions (like lifting, carrying and pushing), general tolerances (walking, sitting and standing) and specific tolerances (such as climbing, stooping and kneeling).

The Effect of New York’s New Workers’ Comp Rules on Injured Workers Workers’ compensation law can be complicated, especially in cases involving rare or particularly severe medical conditions. It is often difficult to judge just how much compensation an injured worker needs given their physical limitations.

Different doctors may have different opinions about levels of impairment, and injured workers who do not strenuously assert their rights to workers’ compensation authorities can end up without the monetary benefits they need. It is the hope that the new 2012 Guidelines will eliminate some of the ambiguity in making impairment and compensation level determinations.

By clarifying the process and solidifying rating metrics, they should improve both the speed and consistency of workers’ comp classifications. They are expected to be highly utilized by lawyers, claims professionals and others involved in the workers’ comp process.

If you have been injured on the job or are suffering from a work-related illness, you should get in touch with an experienced New York workers’ compensation attorney as soon as possible. Legal representation can mean higher awards and a smoother, easier process for you. In addition, even though the 2012 Guidelines are eventually expected to help streamline the process, it is especially important to seek out qualified legal help in their first months of use as workers’ comp authorities familiarize themselves with the ins and outs of the new standards.

Contact a workers’ comp attorney today to help ensure you receive the full amount you deserve for your injury claim.

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