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Casualty Insurances Accepted

Trusted by the Injured

A Dedicated Network for Accident and Work-Related Injury Care

At Pain and Injury, we connect patients with a wide network of providers across New York, New Jersey, and Connecticut—many of whom participate with major medical insurance plans. This website focuses specifically on helping individuals who need care after a traumatic personal injury, such as a car accident, work-related injury, or an incident caused by negligence.

These situations require more than a standard doctor’s visit. They involve a complex process filled with legal paperwork, insurance documentation, and employer coordination. That’s why we focus on providers who bring decades of experience treating injured patients and navigating the distinct requirements of injury-related insurance claims.

List of Casualty Insurances Accepted

New York No-Fault Insurance

New York No-Fault Insurance covers people injured in a motor vehicle accident—no matter who caused it. It helps pay for medical treatment, lost wages, and related expenses. To use it, patients must file forms quickly, follow specific rules, and see doctors who are authorized to treat under no-fault. Our network includes providers who actively manage these claims every day and guide patients step by step through the paperwork.

New Jersey PIP (Personal Injury Protection)

PIP in New Jersey works like New York’s no-fault system. It covers medical care, lost wages, and essential services after a car accident. But using PIP can get complicated—plans vary, and many require pre-approvals. Our network includes doctors authorized to treat PIP cases who know how to handle the paperwork correctly and keep the process moving smoothly.

New York Workers’ Compensation Insurance

New York Workers’ Compensation Insurance helps employees who get hurt while doing their jobs. It covers medical treatment, rehabilitation, and lost wages. To qualify, injured workers must see doctors certified by the New York Workers’ Compensation Board. Our network includes authorized providers who treat these cases regularly and handle the required forms and employer communication with ease.

New Jersey Workers’ Compensation Insurance

In New Jersey, workers injured on the job usually need to see doctors approved by their employer’s workers’ compensation insurance. This process is different from using regular health insurance and requires careful documentation. Mistakes can slow down treatment or delay benefits. Our network works directly with employers and insurance carriers to make sure patients receive proper care and everything gets handled the right way.

Attorney Liens for Personal Injury Claims

If someone is hurt in a slip and fall, on unsafe property, or because of someone else’s negligence, and doesn’t have insurance coverage, they may still get treated through an attorney lien. This allows the person to receive care now, with payment delayed until after the legal case is settled. Our providers will work with you and your attorneys to help make this process simple.

Why This Matters

When someone gets hurt in a car accident, at work, or because of unsafe conditions, their treatment follows a special casualty insurance system—completely different from regular health insurance.

These cases often involve:

  • Strict deadlines to report the injury

  • Approved doctors who are certified to treat under these rules

  • Detailed paperwork required by insurance companies

  • Ongoing coordination between doctors, employers, insurance carriers, and attorneys

That’s why it’s important to work with a network that understands the process and gets it right from the start.

Why Choose the Pain and Injury Doctors Network?

The providers in our network are:

  • Accept multi-state casualty insurance
  • Certified by the Workers’ Compensation Board to treat under Workers’ Compensation in NY, NJ & CT

  • Experienced with No-Fault and PIP claim processes

  • Willing to accept attorney liens tied to personal injury cases

  • Supported by knowledgeable administrative teams who efficiently handle medical records, claim forms, and communication with insurance carriers and legal representatives

Frequently Asked Questions

What is No-Fault Insurance in New York?
No-fault insurance (also called PIP in some states) covers medical care after a car accident regardless of fault. But there are strict filing deadlines and forms that need to be completed to access benefits. Our doctors are familiar with this system and help patients every step of the way.

What is PIP in New Jersey?
PIP (Personal Injury Protection) is New Jersey’s version of no-fault insurance. It helps cover medical expenses and lost wages after an auto accident.

How does Workers’ Compensation work?
Workers’ comp covers injuries that happen on the job. It’s managed through your employer and their insurance carrier. Only doctors authorized by the Workers’ Compensation Board are allowed to treat these cases. The providers in our network are fully certified to do so across New York, New Jersey & Connecticut.

What’s an Attorney Lien?
If you’ve filed a personal injury lawsuit but don’t have access to no-fault or workers’ comp coverage, some of our providers accept attorney liens. This means your care is provided now with a promise to pay later when your legal case settles. Our team works directly with you and your representing attorney to simplify this process.

At the MSR network, we are committed to providing you with the quality injury care you need and deserve right away. Trust us to connect you with the best doctors who can deliver the expert care you require.

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