If you are involved in a car accident, the first rule of thumb is to keep everyone safe. Make sure that no one in your car is injured. If no one is seriously injured, exit the vehicle after checking to make sure that no cars are coming. If possible, drive your car to the side of the road to keep yourself out of the way of traffic.
Approach the drivers of the other cars involved in the accident, but remember to keep a cool head. After an accident, everyone involved will be shaken up, and so level headed thinking will be tremendously helpful. Additionally, no matter what happened, do not admit guilt at the scene. Even if the accident was your fault, simply collect contact information from the other drivers and do not confess to anything until you speak with your insurance company.
The most crucial information to gather from other drivers after an accident is their license plate numbers, driver’s license numbers, full names, telephone numbers and addresses. Also collect their insurance information if possible. It’s a good idea to keep a disposable camera in your glove compartment so that you can document an accident for your insurance company. Take pictures of the overall scene of the accident, as well as specific damage to your vehicle and the other vehicles involved. After collecting information from the other drivers and documenting the damage, call the police to file an accident report, and then call your insurance company.
If anyone involved in the accident has been injured, the very first thing you must do is to call 911. Use any first aid equipment or blankets that may be in your trunk to attend to injured people until an ambulance arrives. If any of your passengers, or the driver of your car, have been injured, you’ll want to contact a personal injury attorney as soon as you get to a safe place.
A personal injury attorney will work with your insurance provider to collect money from the at-fault driver to cover hospital bills and any other medical fees. Again, if someone is injured, do not admit fault in the accident until you have first spoken to a personal injury attorney. Personal injury attorneys are seasoned professionals who have successful strategies for helping injured victims in any type of accident, and they’ll want to do the speaking on your behalf.