True story, the bill does not include coverage for cancer. But that’s not why Ground Zero worker Edgard Galvis was a bit surprised recently when he finally received a compensation check for his work on the pile – for $0.

According to The New York Post, cancer-stricken Galvis, 51, a Queens native who suffered from sinus problems and throat cancer after months of removing toxic debris from the World Financial Center, was excited to get the check following a court settlement with Merrill Lynch, whose offices he had cleaned.

His settlement was for $10,005, but once his lawyers carved out $2,579 for un-itemized legal expenses, then snatched another 33.3 percent for their fee ($2,124), $352 in fees for the lawyer who referred him and $4,950 for unspecified “liens,” there was, literally, nothing left.

Galvin, who is jobless and $30,000 in debt, told the Post he thought the final amount was repayment of the workers’ compensation for aid. The father of two lives with his fiancée and her two children and relies on relatives to pay his rent.

In April 2010 he was offered $10,000 to settle from a law firm that warned that going to trial could end up costing him $100,000, so he took the $10K.

“I think they are taking advantage of the ignorance of people such as myself,” he said.